Why Beach Club Is a Win-Win

Earn big rewards for sharing

The DeFi space has a referral problem. Most programs either promise unsustainable rewards, target retail users who'll get rekt, or create zero-sum dynamics where someone always loses. Beach Club is different it's built on a simple premise: when you share quality DeFi, everyone wins.
The Win-Win Foundation
Traditional referral programs often feel predatory. You're essentially recruiting people into risky speculation or complex protocols they don't understand. Beach Club flips this dynamic entirely.
You win by earning $SUMR rewards and protocol fee shares for every friend who deposits through your referral code. Your friends win by accessing automated, AI-powered yield strategies that consistently outperform DeFi benchmarks without the complexity of manual optimization.
The protocol wins by growing TVL through genuine value creation rather than unsustainable incentives. It's a flywheel powered by actual utility.
What can you earn?
USD TVL | ETH TVL | Stable Vault Fees (USD) | Volatile Vault Fees (ETH) | SUMR Earned (Annual) | SUMR Value (USD) |
---|---|---|---|---|---|
$10,000 | 4 | $5 | 0.001 | 40 | $10 |
$100,000 | 40 | $50 | 0.01 | 800 | $200 |
$250,000 | 100 | $125 | 0.025 | 3,000 | $750 |
$500,000 | 200 | $250 | 0.05 | 8,000 | $2,000 |
$1,000,000 | 400 | $500 | 0.10 | 20,000 | $5,000 |
$10,000,000 | 4,000 | $5,000 | 1.00 | 200,000 | $50,000 |
$25,000,000 | 10,000 | $12,500 | 2.50 | 500,000 | $125,000 |
$50,000,000 | 20,000 | $25,000 | 5.00 | 1,000,000 | $250,000 |
$100,000,000 | 40,000 | $50,000 | 10.00 | 2,000,000 | $500,000 |
The figures and calculations provided above are based on the assumption of an ETH price of $2,500 and a SUMR token price of $0.25, which reflects a hypothetical fully diluted market capitalization of $250 million for a total supply of 1 billion SUMR tokens.
See the Beach Club proposal details
Why it's permissionless and scalable
Beach Club works because it's built on Summer.fi's existing infrastructure with no artificial caps or complex qualification requirements. Any user with a position over $100 can generate a referral code. No applications, no approval processes, no insider advantages. The system grows with the protocol.
Current Top Referrers

The data shows 16 distinct referral codes being actively used, proving the program's accessibility. Top referrers aren't just maximizing their own rewards they're building genuine value for their networks by introducing friends to superior DeFi infrastructure.
Getting Started
Ready to turn your DeFi network into sustainable rewards?

- Open a Lazy Summer position (Position must be >100 dollars to be eligible)
- Generate your referral code in the Beach Club tab: https://summer.fi/beach-club
- Share with your network on X, Telegram, Discord, or direct outreach
- Watch your rewards compound as your referrals earn superior yields
The beauty of Beach Club is its simplicity: you share something genuinely valuable, your friends benefit from automated DeFi optimization, and you earn sustainable rewards for the introduction.
Join the Lazy way
Beach Club represents a new model for DeFi growth one based on genuine value creation rather than speculative incentives. Stop chasing unsustainable referral programs. Start sharing access to sustainable yield.
Join us
Discord | Telegram | X/Twitter | Linktree
Disclaimer: Oazo Apps Limited functions solely as a front-end interface (Summer.fi) provider and it does not act on behalf of any user. Oazo Apps Limited did not launch nor does it operate or control the Lazy Summer Protocol. The Lazy Summer Protocol is accessed through Summer.fi. The information provided herein is provided on behalf of the Lazy Summer Foundation which launched the Protocol for informational purposes only and it does not constitute investment advice. Oazo Apps Limited and the Lazy Summer Foundation are not soliciting or recommending any transaction or guaranteeing any specific returns. Users interact with the Protocol at their own risk. T&C for the use of Summer.fi apply.