Say 👋 to DAO Risk Managed Vaults

What they are, why they exist, and how they work

DAO Risk Managed vaults are a new category of Lazy Summer vaults for USDC and ETH on Mainnet and Base. They are're designed to provide exposure to highest yielding opportunities across established DeFi protocols, combining the Lazy Summer protocol's automated rebalancing with a transparent, governance-defined risk framework developed in partnership with Block Analitica.

Why now? Lazy Summer protocol has built its reputation on best-in-class risk-adjusted yield strategies. A great fit for users who prioritize capital preservation, but an underserved experience for users who want higher risk/reward strategies.

That underserved capital seeking higher risk/reward ends today, with DAO Risk Managed vaults. They apply the same automation and risk framework to strategies that may offer higher yield potential and higher risk.

How it works:

• Automated Rebalancing: Keepers monitor supported strategies and reallocate capital within governance-defined limits when yield differentials justify it.

• Transparent Risk Framework: Developed in partnership with Block Analitica, each yield source is evaluated against a predefined set of filters, accepted or rejected, then categorized by risk profile.

Risk and reward in DeFi

DeFi yield has matured dramatically, what began as speculative fervor in DeFi Summer 2020 has become a legitimate asset class with significant institutional participation.

Today, checking yield leaderboards is standard practice, whether through thought leaders like DeFi Dad’s and Nomatic's Yields of the Week or aggregators like Vaults.fyi.

This behavior reflects a fundamental truth about capital allocation: the relationship between risk and reward drives every decision DeFi is no different.

To date, Lazy Summer protocol has served the more risk-averse end of that spectrum, users willing to trade yield upside for greater certainty in capital preservation. This is an essential part of the DeFi yield landscape, conservatism lays the groundwork that allows more risk-taking to exist and thrive.

But the DAO heard users consistently asking for higher-yielding strategies. DAO Risk Managed vaults are the response: the same automation users rely on, now applied to more aggressive yield opportunities.

• Above-Benchmark Yield: Diversified exposure that consistently beats benchmark yield over time.
• Risk Curation: Access to new yield sources inside a strict, governed framework.
• No Yield Chasing: Governance and risk experts handle rotation discipline so users don't have to.

This approach has produced yields that consistently land above the DeFi median, more returns, with less volatility.

DAO Risk Managed vaults carry the same automation and curation benefits, but shift the focus toward absolute return. The key difference is in risk tolerance: instead of a strict third-party risk manager overseeing every decision, DAO Managed vaults operate through a transparent framework and ruleset for risk, giving users access to DeFi's highest-yielding strategies within clear, governance-defined boundaries.

Meet the yield sources

From day 1 the highest quality, highest yielding DeFi strategies will be live within DAO Risk-Managed vaults. Today this includes vaults from top tier DeFi yield sources from Morpho, KPK, Steakhouse, Gauntlet, Sky Ecosystem and more. The best part is, that as new yield sources start to perform well, they can be added in less that 1 week.

in addition to on the Summer.fi UI, you can see all yield sources on our DAO Risk-managed yield source trackers for USDC, and ETH. If you don't see a yield source you think should be onboarded, simply propose it on forum.summer.fi.

Which vault is right for you?

• Highest yields from the highest-quality protocols → DAO Risk Managed Vaults
• Best risk-adjusted yields → lower risk vaults managed by Block Analitica.
• Risk-adjusted yields with slightly more exposure → Higher Risk Vaults managed by Block Analitica.
• Degen strategies with a chance of losing principal → Not within the scope of Lazy Summer protocol.

Start earning the highest yields from the highest quality protocols

Get started today and start earn at Summer.fi

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Disclaimer: Oazo Apps Limited functions solely as a front-end interface (Summer.fi) provider and it does not act on behalf of any user. Oazo Apps Limited did not launch nor does it operate or control the Lazy Summer Protocol. The Lazy Summer Protocol is accessed through Summer.fi. The information provided herein is provided on behalf of the Lazy Summer Foundation which launched the Protocol for informational purposes only and it does not constitute investment advice. Oazo Apps Limited and the Lazy Summer Foundation are not soliciting or recommending any transaction or guaranteeing any specific returns. Users interact with the Protocol at their own risk. T&C for the use of Summer.fi apply.