Franklin integrates Summer.fi for seamless, non-custodial DeFi yield
Franklin, the modern payroll platform for crypto-native organizations, has integrated the Summer.fi SDK — unlocking non-custodial access to automated DeFi yield directly within its payroll treasury product. With this integration, idle stablecoin reserves can now be deployed into Lazy Vaults, a set of AI-optimized yield strategies powered by the Lazy Summer Protocol, without giving up liquidity, custody, or compliance.
What is Franklin?
Franklin simplifies complex financial operations for Web3 teams with a comprehensive payroll platform that supports both fiat and crypto. Its core features include:
- Hybrid Cash & Crypto Payroll: U.S. employees and global contractors can get paid in fiat or crypto — with built-in tax compliance.
- Onchain Stablecoin Ops: Manage payroll, vendor payments, invoicing, and expenses directly onchain.
- Global Contractor Payments: Fast, compliant payouts to global teams.
- Bill Pay & Revenue Invoicing: Centralized financial operations.
- Tax Reporting & Compliance: Built-in tools for reporting and regulatory peace of mind.
Learn more about earning yield on payroll treasuries on Franklin payroll Cointelegraph feature: https://cointelegraph.com/news/franklin-launches-payroll-treasury-yield-defi
Why it matters: Payroll capital should work for you
Most companies pre-fund payroll accounts days in advance — leaving capital idle in low- or no-yield accounts. Others turn to costly solutions like tranche loans or earned wage access.
The result?
- Capital inefficiency
- Unnecessary borrowing fees
- Operational complexity
Franklin’s integration with Summer.fi transforms payroll capital from an administrative necessity into to yield generator — without compromising liquidity, access, or control.
How it Works
For Franklin users, deploying idle payroll funds into Lazy Vaults is seamless:
- Deposit payroll reserves in USDC
- Earn yield through Summer.fi’s AI-optimized Lazy Vaults
- Withdraw anytime to meet payroll schedules
All from within the Franklin interface.
What are Lazy Vaults?
Lazy Vaults are automated yield strategies built on the Lazy Summer Protocol — a permissionless system powered by AI agents that continuously reallocate capital to the most competitive, risk-optimized DeFi strategies.
Why Franklin chose Summer.fi
Franklin could have chosen one of multiple protocols but chose Summer.fi for three key reasons:
- All the best protocols, one Integration
Lazy Summer curates and rebalances across the top DeFi protocols using AI — giving Franklin access to the best yields with a single integration.
- Best-in-class risk management
All strategies are reviewed and parameterized by Block Analitica, DeFi’s leading risk management team. Capital is never overexposed to a single protocol or strategy.
3. Quick and hands on supported integration
The Summer.fi SDK is lightweight, elegant, and developer-friendly. Franklin received hands-on support throughout the process.
What this means for Franklin users
Just like all other Lazy Summer protocol users, Franklin users now have:
- Higher Yields, Sustainably: Earn real yield on idle funds — continuously optimized across protocols.
- Transparency by Design: Every strategy decision is on-chain and auditable.
- No Trade-Offs: Retain full control, liquidity, and compliance.
This is institutional-grade DeFi yield — embedded directly into your payroll system.
The future of onchain treasury
By combining Franklin’s payroll infrastructure with Summer.fi’s autonomous DeFi yield engine, this integration enables DAOs and crypto-native companies to put idle capital to work without adding operational overhead.
Optimized. Automated. Composable.
This is the new standard for onchain finance.
Want to integrate Lazy Summer into your app?
Learn more at www.summer.fi or reach out at support@summer.fi.